1. Promotion name
The promotion is called the “In-Person Fitness Assessment 50% Back Campaign” (“the promotion”).
2. Promoter
This promotion is offered by Momentum Multiply (Pty) Ltd, an entity within Momentum Group Limited, registration number 2014/188245/07, with its principal place of business at 268 West Avenue, Centurion, 0157 (“Momentum Multiply”).
In these terms and conditions, “we”, “us” and “our” refer to Momentum Multiply, and “you” and “your” refer to a participant in the promotion.
3. Promotion period
The promotion runs from 1 November 2026 to 30 November 2026, both dates inclusive. To qualify, the in-person fitness assessment must be completed during this period and paid for using HealthSaver.
4. The promotional offer
1. If you meet all the eligibility and participation requirements, you will receive 50% in cashbacks of the qualifying in-person fitness assessment fee, paid back into your HealthSaver account.
2. The cashback is limited to one qualifying in-person fitness assessment per member during the campaign period.
3. The cashbacks will be calculated from the verified assessment fee shown on the valid invoice or receipt and supported by acceptable evidence that payment was made in full using HealthSaver.
4. Cashbacks are paid only after all verification checks have been completed successfully. Approved cashback payments will be processed through the campaign’s weekly payout cycle.
5. The payment description may reflect “Ad hoc payment”.
5. Eligibility
To participate, you must:
• be a natural person who is 18 years or older;
• be a Momentum Medical Scheme or Pick n Pay Medical Scheme member on Inspire Plus or Engage Plus;
• have an active HealthSaver account and a valid HealthSaver card where applicable;
• complete an in-person fitness assessment during the campaign period with a Multiply accredited health professional;
• pay the assessment fee in full using HealthSaver through an accepted HealthSaver payment mechanism, including a HealthSaver card, QR payment where supported by the provider, or digital billing through HealthSaver.
• where an immediate HealthSaver payment is not possible, payment may be made using your preferred method, and this must be claimed back from Health for the fee amount to be paid to you from your HealthSaver account.
• submit a valid fitness assessment invoice or receipt, acceptable proof that payment was made using HealthSaver, and any other supporting information reasonably required for verification; and
• successfully pass all verification checks.
6. How to participate
1. Locate a Multiply accredited health professional using the available Multiply provider search channel.
2. Book and complete an in-person fitness assessment with that provider between 1 and 30 November 2026.
3. Pay the assessment fee in full using HealthSaver.
4. Keep the invoice or receipt and acceptable proof of the HealthSaver payment.
5. Submit the required documents through the submission channel communicated by Momentum Multiply.
6. Allow Momentum Multiply to verify the assessment, provider, payment method, and supporting documents before the cashbacks is approved.
7. Verification and payment
1. Momentum Multiply may verify that the fitness assessment was completed during the campaign period and recorded in the Assessment Manager.
2. Momentum Multiply may verify that the assessment was completed by a Multiply accredited health professional.
3. Momentum Multiply may verify that the assessment fee was paid in full using HealthSaver and that the supporting documents are valid and consistent.
4. A submission may be approved or rejected based on the verification of outcome.
5. Cashbacks will be paid into the qualifying member’s HealthSaver account only. It will not be paid into a bank account or exchanged for cash or another reward.
8. Exclusions
You will not qualify if:
• you do not meet the eligibility requirements in section 5;
• the fitness assessment was not completed between 1 and 30 November 2026;
• the assessment was completed digitally or with a provider who was not Multiply-accredited at the time of the assessment;
• the assessment was not completed;
• the assessment fee was not paid in full using HealthSaver;
• the payment or assessment cannot be verified;
• the required invoice, receipt, proof of payment or supporting information is missing, invalid, altered or inconsistent;
• you have already received cashbacks for a fitness assessment under this promotion;
• you are under 18 years old; or
• you are participating as a business or corporate entity.
9. Payment issues at the provider
If your HealthSaver payment is not accepted by the provider, the assessment will not automatically qualify. Keep evidence of the unsuccessful payment attempt and follow the support process communicated by Momentum Multiply. Qualification remains subject to verification and approval by Momentum Multiply.
10. Privacy
1. To administer this promotion, we may collect and use personal information such as your name, contact details, membership information, HealthSaver payment information, fitness assessment completion information, provider details, invoice or receipt, and supporting documents.
2. We will process personal information in accordance with applicable law and the Momentum Multiply Privacy Policy.
3. Information provided for the promotion may, subject to applicable law and your communication preferences, be used for future marketing. You may opt out of marketing communications at any time.
11. General
1. By participating, you agree to these terms and conditions.
2. Momentum Multiply may disqualify a participant where information is false, misleading, altered, incomplete or cannot be verified, or where there is an attempt to manipulate the promotion.
3. Momentum Multiply cannot guarantee the performance of a third-party and is not liable for a third-party’s act or omission, except where liability cannot lawfully be excluded.
4. The promotion is personal to the qualifying member, is not transferable and may not be sold, given to another person, exchanged for cash or substituted for another campaign, promotion or reward.
5. The laws of the Republic of South Africa govern this promotion.
6. If any provision is found to be invalid or unenforceable, that provision will be severed, and the remaining provisions will continue to apply.
7. You indemnify Momentum Multiply and its affiliates, agents and representatives against loss, damage, costs, expenses and liabilities arising from participation in the promotion, except to the extent caused by their gross negligence or wilful misconduct.
12. Amendments, suspension or cancellation
1. Momentum Multiply may amend these terms and conditions by publishing a written revision through the Momentum Multiply website or another campaign communication channel.
2. Momentum Multiply may amend, suspend, cancel or withdraw the promotion where reasonably necessary, subject to applicable law.
3. Any amendment, suspension or cancellation will not affect rights that have already been accrued unless permitted by law.
13. Contact details
For Momentum Multiply queries, send a WhatsApp message to 0861 88 66 00, use the webchat function on multiply.co.za, or email multiply@momentum.co.za.
14. Important
1. A copy of these terms and conditions will be made available through the Momentum Multiply website or the relevant campaign communication.
2. Dates and times under these terms and conditions are determined using South African Standard Time, GMT+2.
3. You may not attempt to alter or manipulate the outcome of the promotion in any way.