Date last amended: 5 August 2025
1. Competition name
Mind Matters Summit Competition for financial advisers.
2. Promoter’s name
2.1. This competition is run by Momentum Multiply (Pty) Ltd, an entity within Momentum Group Limited, reg no 2014/188245/07, with its principal place of business at 268 West Avenue, Centurion, 0157 (hereinafter referred to as “Momentum Multiply”).
2.2. This competition is run in collaboration with NOVA IDEATION (PTY) LTD, reg no: 2022/490674/07 (hereinafter referred to as “Mind Matters”).
2.3. In these rules, we refer to the above promoter(s) as “the promoter(s)”, “us”, “we”, or “our”. We’ll refer to participants as “you” or “your”.
3. The competition offer
3.1. There will be 1 (one) winner for this competition.
3.2. 1 (One) financial adviser that completes and submits the Mind Matters Summit Competition survey, which survey will be shared through the weekly adviser channel communication, will be entered into the lucky draw to win a Gold Summit Ticket valued at R6 500 to the two-day Mind Matters Summit event on 4 and 5 September 2025 held in Cape Town at the Cape Town International Convention Centre.
3.3. The prize excludes all travel and accommodation costs and arrangements which are for the financial adviser’s own account.
4. Competition period
4.1. The start date and time of the competition is 21 July 2025 at 00:00 and the end date and time is 15 August 2025 at 23:59.
5. How to participate
5.1. Participants must be financial advisers who are licensed to sell Momentum Health products and have a Multiply rewards level (“Financial Adviser/s”).
5.2. Financial advisers must complete and submit the Mind Matters Summit Competition survey, shared through the weekly adviser channel communication, by 15 August 2025.
5.3. This will automatically enter the financial adviser into the lucky draw for a chance to win the prize.
5.4. Financial advisers are allowed only one entry into the competition.
6. Eligibility
6.1. To participate in this competition, you must be:
6.1.1. A natural person who is 18 years or older;
6.1.2. A South African citizen or a permanent resident in the Republic of South Africa;
6.1.3. In possession of a valid South African ID book, South African driving license or valid passport for identification purposes;
6.1.4. A Financial Adviser that currently renders services for Momentum Group Limited and who is licensed to sell Momentum Health products; and
6.1.5. A Financial Adviser who has a Multiply rewards level.
7. Exclusions
7.1. This competition is not available to the following members:
7.1.1. Financial advisers who do not meet the eligibility criteria above in paragraph 6;
7.1.2. Minors or persons under the age of 18;
7.1.3. A business or corporate entity.
7.2. The following persons may not take part in this competition even if they qualify to take part. They will forfeit (give up) any prizes awarded to them:
7.2.1. Any employee of the promoter(s) that is not a financial adviser;
7.2.2. Any director, member, partner, agent of, or consultant to the promoter(s); or
7.2.3. Any other person who directly or indirectly controls or is controlled by the promoter(s); or
7.2.4. The spouse, life partner, business partners, children or immediate family members of any of the persons named in the points above.
8. Winner selection
8.1. One winner will be drawn by an independent verification agent with no affiliation or relation to the prize given, at random selection from all eligible entries by 22 August 2025.
8.2. An independent verification agent will draw 2 (two) backup winners.
9. Winner announcement
9.1. The winner’s contact details will be obtained from the entries received.
9.2. Momentum Multiply will inform the winner telephonically or via email within 2 (two) working days after his/her name has been drawn that he/she has won the prize. If the winner cannot be contacted after 3 (three) attempts over 3 (three) working days, his/her prize will be forfeited, and the next backup winner will be contacted and allocated the prize.
9.3. The winner will be contacted directly telephonically or via email.
10. Cancellation
10.1. If a financial adviser’s relationship with Momentum Group is terminated for whatever reason after being entered into the Competition but before the winner announcement is made, the relevant entry to the competition will be declared invalid.
11. Reference to third party terms and conditions
11.1. The following terms and conditions will also apply to financial advisers who participate in this competition/campaign:
11.1.1. Mind Matters Summit presented by Nova Ideation (Pty) Ltd’s terms and conditions. Read them here at https://mindmatters-summit.com/#tickets.
12. Privacy
12.1. You understand and agree that to offer this competition, we may collect and use your personal information. This personal information may include your first name, last name, email address, mobile number and, in certain instances, your image.
12.2. Personal information which you provide during this competition may, subject to prevailing law, be used for future marketing activity unless you notify us that you wish to opt out of receiving such marketing communications.
12.3. For more information on how we treat your personal information, please refer to Momentum Multiply’s Privacy Policy which can be found on our website, or you can contact us to request a copy.
13. General
13.1. By entering the competition, you agree to abide by the terms and conditions of this competition.
13.2. In the unlikely event of a dispute, Momentum Multiply’s decision shall be final and binding on all aspects of this promotional competition, and no correspondence will be entered into.
13.3. Momentum Multiply cannot guarantee the performance of any third party and shall not be liable for any act of default by a third party.
13.4. The laws of the Republic of South Africa govern this competition/campaign.
13.5. If any provision or part of these terms, conditions and/or rules is deemed void or otherwise unenforceable in law, then that provision or part shall be deemed excluded, and the remainder of these terms, conditions and/or rules will remain in force.
13.6. Any violation of these rules will result in the immediate disqualification of the transgressing participant from the competition.
13.7. You indemnify us from and against loss, damage, costs, expenses, and liabilities which you may suffer or incur arising from or because of using this competition, provided such loss did not arise due to the gross negligence or wilful misconduct of Momentum Multiply, their affiliates, agents and/or representatives.
13.8. Unless we say otherwise, you must be 18 years of age and older to participate in the competition and must be pre-selected.
13.9. The competition prize may not be sold or given to someone else.
13.10. The competition prize cannot be swapped for a different campaign/competition or reward/s.
13.11. This prize is non-transferable and cannot be exchanged for cash or any other item.
13.12. You cannot use this competition together with any other Momentum Multiply promotion/competition.
13.13. If, for any reason, Momentum Multiply cannot provide the prize, Momentum Multiply will award an alternative prize of a similar value.
14. Rule amendments
14.1. These terms, conditions and/or rules cannot be modified or superseded except by us, in our reasonable and sole discretion, in a written revision to these rules posted on the Momentum Multiply website, other campaign/competition communication methods used by Momentum Multiply.
14.2. Momentum Multiply reserves the right to amend, modify, cancel, or withdraw any aspect of this competition/campaign in its sole discretion at any time without notice or liability.
14.3. In the event of such termination, all entrants/participants agree to waive any rights that they may have in terms of this competition and acknowledge that they will have no recourse against the promoter, its agents or employees.
15. Contact details
15.1. For Momentum Multiply related queries, you can send a WhatsApp to 0861 88 66 00. Alternatively, you can use the webchat function on multiply.co.za or send an email to multiply@momentum.co.za .
16. Important
16.1. A copy of these terms and conditions can be found on the Momentum Multiply website.
16.2. You may not attempt to do anything to change the outcome of this competition/campaign in any way.
16.3. Any violation, minor transgression, and any attempt or whatever may be deemed to be of the same value by the promoter will automatically result in disqualification.
16.4. The clauses in these terms, conditions and/or rules are severable.
16.5. Where any dates or times need to be calculated in terms of this document, the international standard time: GMT plus two hours will be used.
16.6. While the promoter/s may allow you extra time to comply with your obligations or decide not to exercise any or all of your rights or waive certain requirements, the promoter/s can still insist on strict application of any of its rights at a later stage.