In 2023 you can either join Multiply Inspire or Multiply Engage.

**Multiply Inspire**

When you join Momentum Medical Scheme (all options except for the Ingwe and Fusion Options), you automatically get access to **Multiply Inspire** for free. You get basic HealthReturns and partner rewards to get you started on your journey to wellness.

On **Multiply Inspire Plus** you multiply your HealthReturns and partner rewards. You get rewarded from day one for every step you take to look after our health. You also score higher partner rewards from Multiply partners when you do more to look after your health and wellness. Get **up to 60%** back from fantastic Multiply partners and earn **up to R1 500** in HealthReturns each month

**Multiply Inspire Plus fees**

**Multiply Engage**

When you join Momentum Medical Scheme on the Ingwe or Fusion Options, you automatically get access to **Multiply Engage** for free. You get basic partner rewards to get you started on your journey to wellness.

On **Multiply Engage Plus** you multiply your partner rewards. You get Weekly Wins and boosted weekly rewards for creating healthy habits and sticking to them. Get **up to 60%** back from Multiply partners when you do more to look after your health and wellness.

**Multiply Engage Plus fees**