**Grocery spend limits**

When you reach the spend limit for your membership, standard benefits (Multiply Inspire or Engage benefits) will apply until your limit is available again the next month.

The partners that fall under the monthly combined grocery limit are Pick n Pay, Checkers, Boxer, Shoprite, Woolworths, We Are Food, Dinnerbox and Plated Convenience.

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**Pharmacy spend limits**

When you reach the spend limit for your membership, standard benefits (Multiply Inspire or Engage benefits) will apply until your limit is available again the next month.

The partners that fall under the combined monthly pharmacy limit is Dis-Chem and Clicks.

**Gym spend limits**

When you reach the spend limit, the standard benefit of 10% will apply to any remaining balance that falls out of the limits described above. For example, if the main member’s monthly gym membership fee is R1 200, the status-dependent discount of 50% will apply to the first R1 000 and a 10% discount will apply to the remaining R200.

**Travel spend limits**

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**Multiply online shop spend limits**